Black Knight Capital: The Trusted Mortgage Brokers That Make Mortgages Work for You ·

Whether you are considering refinancing your existing home, in the process of buying a new one, or pulling out your equity from your home, Black Knight Capital is committed to supporting you throughout the entire journey and providing professional advice.

Black Knight Capital Mortgages offers mortgage solutions tailored for self-employed individuals

With Black Knight Capital you can leave the negotiating to us as we work with lenders on your behalf, ensuring you get the best deals effortlessly. We understand self-employment very well since most of our clients are filling the Gig economy.

Black Knight Capital Mortgage Services

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Tailored Mortgage Solutions

Whether you’re a first-time home buyer or looking to refinance, Black Knight Capital will design a mortgage programs that perfectly match your financial situation.

  • Guiding you through every step for a seamless experience

  • Helping you capitalize on better rates or access your home’s equity.

  • Strategies to expand your real estate portfolio.

Couple Look for a mortgage to take care of debt refinancing

Black Knight Capital specializes in finding solutions to complex financial business of our business background.

Innovative Problem Solving

  • Assisting you in enhancing your credit profile.

  • Simplifying your finances by combining debts.

  • Access to private lenders when traditional financing isn’t an option.

Couple looking at their equity to invest

  • Maximizing your property’s value over time.

  • Utilizing your home to secure your future.

  • Structuring finances to minimize tax liabilities.

Your home is more than just a place to live; it’s a powerful asset.

Strategic Wealth Building

Who We Serve

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Homeowners

Unlock the full potential of your existing property to enhance your wealth.

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Homebuyers

Make informed, strategic decisions in the real estate market with our expert guidance.

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Private Lenders

Invest confidently in the mortgage market with comprehensive analysis and support.

Black Knight Capital Proven Mortgage Process

  1. Initial Consultation

    Discovery Meeting: Understanding your financial goals and aspirations

    Financial Assessment: An in-depth review of your current situation.

  2. Strategy Development

    Customized Plan: Crafting a strategy tailored to your objectives.

    Product Selection: Identifying the best mortgage products for your needs.

  3. Implementation

    Application Support: Assisting with paperwork and documentation

    Negotiation: Leveraging our relationships to secure favourable terms.

  4. Ongoing Support

    Regular Reviews: Monitoring your mortgage and financial plan.

    Market Updates: Keeping you informed about opportunities and changes

Initial Consultation Icon, Form and an Individual
Strategy Development Icon, Form and a Mountain
Implementation Icon, Form and a Bullseye Target
Ongoing Support Icon, Three Individuals Connected

 FAQs

  • Our creative problem-solving services specialize in such cases. We can explore alternative lending options suited to your situation.

  • As a private lender, you provide funds to borrowers secured by real estate. We facilitate the process, ensuring all due diligence is performed.

  • The LTV Ratio is the percentage of the home’s value that the mortgage covers. It is calculated by dividing the loan amount by the appraised or market value of the property.

  • Yes, most mortgage lenders allow a one time yearly payment of up to 15%-20% of current mortgage balance. This payment goes directly to paying down the principal mortgage balance.

    Be sure to check your loan terms and conditions

  • Closing costs are fees associated with the home-buying process. These fees could include Land Transfer Tax, Lawyer Fees, Lender Fees, Broker Fees, Realtor Fees and other fees. These fees are dependant on the type of mortgage transaction (Renewal, Refinance, Purchasing or Selling).

    Reach out to us for more details.

  • A second mortgage is an additional loan taken out against your property. It is often used to consolidate debt, home renovations, invest in second property or become a private lender.

  • Yes, self-employed individuals can get a mortgage. The required documentations and requirements will differ from employee individuals.

  • Mortgage brokers have access to multiple lenders, potentially offering you more loan options and better terms than you might find on your own. It is always beneficial to have guided assistance from someone who is well connected to the industry.

  • Yes, mortgage brokers work with a variety of lenders, some of whom specialize in working with borrowers with less than average credit scores.

  • The timeline can vary depending on type of mortgage and client situation. But on average, the mortgage process with a broker takes around 30 days. The process can be as quick as 15 days for speicific cases.

  • Mortgage brokers are usually paid a commission from the lender directly or a broker fee paid by the borrower. This could be a percentage of the mortgage loan amount or a flat fee.