/* Black Knight Capital - Brand Styles */
:root {
  --navy: #0B2547;
  --off-white: #F6F8F7;
  --gold: #CDB999;
  --white: #FFFFFF;
  --gray-500: #999DA0;
  --gray-400: #B5B8B9;
  --gray-200: #D7D9D8;
  --shadow: 0 8px 32px rgba(11, 37, 71, 0.08);
  --shadow-lg: 0 16px 48px rgba(11, 37, 71, 0.12);
  --radius: 24px;
  --radius-sm: 16px;
  --font-serif: "Playfair Display", Georgia, serif;
  --font-sans: "DM Sans", system-ui, sans-serif;
  --header-h: 80px;
  --mobile-bar-h: 68px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  overflow-x: clip;
}

body {
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.7;
  color: var(--navy);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--gold); }

h1, h2, h3, h4 {
  font-family: var(--font-serif);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(2.25rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 3vw, 2.5rem); margin-bottom: 1rem; }
h3 { font-size: 1.35rem; margin-bottom: 0.75rem; }

p { margin-bottom: 1rem; }
ul, ol { margin-bottom: 1rem; padding-left: 1.25rem; }
li { margin-bottom: 0.35rem; }

.container {
  width: min(1200px, 92vw);
  margin: 0 auto;
}

/* ─── HEADER & NAV ─── */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  height: var(--header-h);
}

.site-header:has(.nav-item.is-open)::after {
  content: "";
  position: fixed;
  inset: var(--header-h) 0 0 0;
  background: rgba(11, 37, 71, 0.25);
  z-index: -1;
  pointer-events: none;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
  gap: 1.5rem;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  flex-shrink: 0;
}

.logo-link img { height: 44px; width: auto; }

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.logo-text .brand-name {
  font-family: var(--font-serif);
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.02em;
}

.logo-text .tagline {
  font-size: 0.6rem;
  color: var(--gold);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

@media (max-width: 1024px) {
  .logo-link {
    min-width: 0;
    gap: 0.5rem;
  }

  .logo-link img {
    height: 40px;
  }

  .logo-text .tagline {
    display: none;
  }

  .logo-text .brand-name {
    font-size: 0.7rem;
    letter-spacing: 0.025em;
    line-height: 1.15;
  }
}

@media (max-width: 400px) {
  .logo-text .brand-name {
    font-size: 0.625rem;
    letter-spacing: 0.02em;
  }
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 0.125rem;
  flex: 1;
  justify-content: center;
}

.nav-item { position: static; }

.nav-link {
  display: flex;
  align-items: center;
  gap: 0.3rem;
  padding: 0.5rem 0.875rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--navy);
  border-radius: 8px;
  border: none;
  background: none;
  cursor: pointer;
  font-family: var(--font-sans);
  transition: color 0.2s, background 0.2s;
  white-space: nowrap;
}

.nav-link:hover,
.nav-item.is-open > .nav-link {
  color: var(--navy);
  background: var(--off-white);
}

.nav-link .chevron {
  width: 12px; height: 12px;
  opacity: 0.5;
  transition: transform 0.2s;
}

.nav-item.is-open .chevron {
  transform: rotate(180deg);
  opacity: 1;
}

/* Full-width dropdown panel */
.mega-panel {
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  box-shadow: 0 12px 40px rgba(11, 37, 71, 0.1);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(-4px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
}

.mega-panel[hidden] {
  display: none !important;
}

.nav-item.is-open .mega-panel:not([hidden]) {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

.mega-panel-inner {
  width: min(1200px, 92vw);
  margin: 0 auto;
  padding: 1.75rem 0 2rem;
}

.mega-columns {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.mega-columns.cols-2 { grid-template-columns: 1fr 1fr; }
.mega-columns.cols-3 { grid-template-columns: repeat(3, 1fr); }

.mega-col-title {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gray-500);
  margin-bottom: 0.75rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--gray-200);
}

.mega-col-title__icon {
  width: 17px;
  height: 17px;
  flex-shrink: 0;
  object-fit: contain;
}

.mega-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.mega-links li { margin: 0; }

.mega-links a {
  display: block;
  padding: 0.45rem 0;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--navy);
  border-radius: 4px;
  transition: color 0.15s;
}

.mega-links a:hover {
  color: var(--gold);
}

.mega-links a small {
  display: block;
  font-size: 0.75rem;
  font-weight: 400;
  color: var(--gray-500);
  margin-top: 0.1rem;
}

.mega-panel-footer {
  margin-top: 1.25rem;
  padding-top: 1rem;
  border-top: 1px solid var(--gray-200);
}

.mega-panel-footer a {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--gold);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
}

.phone-link {
  display: none;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
}

.phone-link:hover { color: var(--gold); }

@media (min-width: 1200px) { .phone-link { display: inline-flex; } }

.btn-icon {
  flex-shrink: 0;
  object-fit: contain;
  display: block;
}

.btn-block { width: 100%; }

.btn-on-dark {
  border-color: var(--white);
  color: var(--white);
  background: transparent;
}

.btn-outline.btn-on-dark {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.85);
  background: transparent;
}

.btn-outline.btn-on-dark:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.btn-outline.btn-on-dark:hover .btn-icon {
  filter: brightness(0) saturate(100%);
}

.btn-on-dark:hover {
  background: var(--white);
  color: var(--navy);
}

.btn-on-dark:hover .btn-icon {
  filter: brightness(0) saturate(100%);
}

.btn-spaced { margin-top: 1rem; }

.sidebar-card .btn-block + .btn-block { margin-top: 0.5rem; }
.sidebar-card .sidebar-trust + .btn-block { margin-top: 1rem; }

.cta-band .btn-on-dark:hover {
  background: var(--white);
  color: var(--navy);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.75rem;
  font-family: var(--font-sans);
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 0.2s;
  text-align: center;
}

.btn-primary {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

.btn-primary:hover {
  background: #0a1f3a;
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(11,37,71,0.25);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-gold:hover {
  background: #c4ad8a;
  color: var(--navy);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn-outline:hover {
  background: var(--navy);
  color: var(--white);
}

.btn-sm { padding: 0.55rem 1.25rem; font-size: 0.825rem; }

.header-end {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-left: auto;
  flex-shrink: 0;
}

/* Mobile menu toggle - top right */
.menu-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  background: var(--off-white);
  border: 1px solid var(--gray-200);
  border-radius: 10px;
  cursor: pointer;
  padding: 0;
  flex-shrink: 0;
  z-index: 1002;
  transition: background 0.2s, border-color 0.2s;
}

.menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.25s, opacity 0.25s;
}

.menu-toggle.is-active {
  background: var(--navy);
  border-color: var(--navy);
}

.menu-toggle.is-active span {
  background: var(--white);
}

.menu-toggle.is-active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle.is-active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.is-active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Mobile nav chrome (hidden on desktop) */
.mobile-nav-top,
.mobile-nav-intro,
.mobile-nav-footer,
.mobile-nav-backdrop {
  display: none;
}

.mobile-nav-body {
  display: contents;
}

.mobile-nav-backdrop {
  border: none;
  padding: 0;
  cursor: pointer;
}

@media (max-width: 1024px) {
  .menu-toggle { display: flex; }

  .header-cta .btn,
  .header-cta .phone-link { display: none; }

  body {
    padding-bottom: var(--mobile-bar-h);
  }

  body.mobile-nav-open {
    overflow: hidden;
    padding-bottom: 0;
  }

  body.mobile-nav-open .site-header {
    z-index: 1200;
  }

  body.mobile-nav-open .mobile-sticky-bar {
    display: none;
  }

  body.mobile-nav-open .menu-toggle {
    visibility: hidden;
    pointer-events: none;
  }

  .site-header:has(.nav-item.is-open)::after {
    display: none;
  }

  /* Full-screen mobile menu overlay */
  .mobile-nav-backdrop {
    display: block;
    position: fixed;
    inset: 0;
    background: rgba(11, 37, 71, 0.72);
    z-index: 0;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.3s ease, visibility 0.3s ease;
  }

  .main-nav.is-mobile-open .mobile-nav-backdrop {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }

  .main-nav.is-mobile-open > :not(.mobile-nav-backdrop) {
    position: relative;
    z-index: 1;
  }

  .main-nav {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    position: fixed;
    inset: 0;
    width: 100%;
    max-width: 100vw;
    background: var(--navy);
    z-index: 1100;
    padding: 0;
    transform: translateX(100%);
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1), visibility 0.35s;
    overflow: hidden;
    flex: unset;
    justify-content: flex-start;
    visibility: hidden;
    pointer-events: none;
    text-align: left;
    color: var(--white);
  }

  .main-nav.is-mobile-open {
    transform: translateX(0);
    visibility: visible;
    pointer-events: auto;
  }

  .mobile-nav-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 0 1rem 0 1.25rem;
    min-height: var(--header-h);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    flex-shrink: 0;
  }

  .mobile-nav-intro {
    display: block;
    padding: 0.75rem 1.15rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    flex-shrink: 0;
  }

  .mobile-nav-intro__profile {
    display: flex;
    gap: 0.7rem;
    align-items: flex-start;
  }

  .mobile-nav-intro__photo {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    object-fit: cover;
    flex-shrink: 0;
    border: 1.5px solid rgba(205, 185, 153, 0.45);
  }

  .mobile-nav-intro__copy {
    min-width: 0;
    flex: 1;
  }

  .mobile-nav-intro__name {
    font-family: var(--font-serif);
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 0.1rem;
    line-height: 1.2;
  }

  .mobile-nav-intro__role {
    font-size: 0.6875rem;
    font-weight: 600;
    color: var(--gold);
    margin-bottom: 0;
    line-height: 1.3;
  }

  .mobile-nav-brand {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    color: var(--white);
    text-decoration: none;
    min-width: 0;
  }

  .mobile-nav-brand:hover { color: var(--white); }

  .mobile-nav-brand img {
    height: 40px;
    width: auto;
    flex-shrink: 0;
  }

  .mobile-nav-brand span {
    font-family: var(--font-serif);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    line-height: 1.2;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }

  .mobile-nav-close {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.06);
    color: var(--white);
    cursor: pointer;
    padding: 0;
    flex-shrink: 0;
  }

  .mobile-nav-close:hover {
    background: rgba(255, 255, 255, 0.12);
    border-color: var(--gold);
    color: var(--gold);
  }

  .mobile-nav-body {
    display: block;
    flex: 1;
    min-height: 0;
    width: 100%;
    overflow-y: auto;
    overflow-x: hidden;
    padding: 0;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior: contain;
  }

  .main-nav .mobile-nav-body > .nav-link,
  .main-nav .nav-link {
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    width: 100%;
    padding: 0.95rem 2.75rem;
    font-size: 1rem;
    font-weight: 600;
    font-family: var(--font-sans);
    color: var(--white);
    background: transparent;
    border: none;
    border-radius: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
    text-decoration: none;
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
  }

  .main-nav .mobile-nav-body > .nav-link:hover,
  .main-nav .mobile-nav-body > .nav-link:focus-visible,
  .main-nav .nav-link:hover,
  .main-nav .nav-link:focus-visible,
  .main-nav .nav-item.is-open > .nav-link {
    background: transparent;
    color: var(--gold);
  }

  .main-nav .nav-item {
    width: 100%;
    position: relative;
    align-self: stretch;
  }

  .main-nav .nav-link .chevron {
    position: absolute;
    right: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    color: var(--gold);
    opacity: 1;
    flex-shrink: 0;
    width: 14px;
    height: 14px;
  }

  .main-nav .nav-item.is-open .chevron {
    transform: translateY(-50%) rotate(180deg);
  }

  .main-nav .mega-panel:not([hidden]) {
    position: static;
    box-shadow: none;
    border: none;
    background: transparent;
    transform: none;
    display: block;
    margin: 0;
    padding: 0;
    border-radius: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    max-height: min(70vh, 560px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }

  .main-nav .mega-panel-inner {
    padding: 0.35rem 1.25rem 0.85rem;
    width: 100%;
  }

  .main-nav .mega-col-title {
    color: var(--gold);
    border-bottom-color: rgba(205, 185, 153, 0.35);
    font-size: 0.72rem;
  }

  .main-nav .mega-col-title__icon {
    filter: none;
  }

  .main-nav .mega-links a {
    color: rgba(255, 255, 255, 0.92);
    padding: 0.6rem 0;
    font-size: 0.9375rem;
    font-weight: 500;
  }

  .main-nav .mega-links a:hover,
  .main-nav .mega-links a:focus-visible {
    color: var(--gold);
  }

  .main-nav .mega-links a small {
    color: rgba(255, 255, 255, 0.58);
    margin-top: 0.15rem;
  }

  .main-nav .mega-panel-footer {
    border-top-color: rgba(255, 255, 255, 0.12);
    margin-top: 0.75rem;
    padding-top: 0.75rem;
  }

  .main-nav .mega-panel-footer a {
    color: var(--gold);
    font-weight: 600;
  }

  .main-nav .mega-panel-footer a:hover {
    color: var(--white);
  }

  .mega-columns,
  .mega-columns.cols-2,
  .mega-columns.cols-3,
  .mega-columns.cols-4 {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }

  .mobile-nav-footer {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0.65rem;
    width: 100%;
    padding: 1rem 1.25rem calc(1rem + env(safe-area-inset-bottom, 0px));
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    flex-shrink: 0;
  }

  .mobile-nav-footer .btn {
    width: 100%;
    justify-content: center;
    font-size: 0.9375rem;
    font-weight: 700;
    padding: 0.9rem 1.25rem;
  }

  .mobile-nav-footer .btn-outline.btn-on-dark {
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.9);
    background: transparent;
  }

  .mobile-nav-footer .btn-outline.btn-on-dark span {
    color: var(--white);
  }

  .mobile-nav-footer .btn-outline.btn-on-dark .btn-icon {
    filter: brightness(0) invert(1);
  }

  .mobile-nav-footer .btn-outline.btn-on-dark:hover {
    background: var(--white);
    color: var(--navy);
    border-color: var(--white);
  }

  .mobile-nav-footer .btn-outline.btn-on-dark:hover span {
    color: var(--navy);
  }

  .mobile-nav-footer .btn-outline.btn-on-dark:hover .btn-icon {
    filter: none;
  }

  .mobile-nav-footer .btn-primary {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
  }

  .mobile-nav-footer .btn-primary span {
    color: var(--navy);
  }

  .mobile-nav-footer .btn-primary .btn-icon {
    filter: none;
  }

  .mobile-nav-footer .btn-primary:hover {
    background: #d4c4a8;
    color: var(--navy);
    border-color: #d4c4a8;
  }
}

/* Sticky mobile bottom bar */
.mobile-sticky-bar {
  display: none;
}

@media (max-width: 1024px) {
  .mobile-sticky-bar {
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 999;
    height: var(--mobile-bar-h);
    background: var(--white);
    border-top: 1px solid var(--gray-200);
    box-shadow: 0 -4px 24px rgba(11, 37, 71, 0.1);
  }

  .mobile-sticky-bar__btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    font-family: var(--font-sans);
    font-size: 0.875rem;
    font-weight: 600;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: background 0.2s, color 0.2s;
  }

  .mobile-sticky-bar__btn--call {
    background: var(--off-white);
    color: var(--navy);
    border-right: 1px solid var(--gray-200);
  }

  .mobile-sticky-bar__btn--call:hover {
    background: var(--gray-200);
    color: var(--navy);
  }

  .mobile-sticky-bar__btn--book {
    background: var(--navy);
    color: var(--white);
  }

  .mobile-sticky-bar__btn--book:hover {
    background: #0a1f3a;
    color: var(--white);
  }

  .mobile-sticky-bar__btn .btn-icon {
    flex-shrink: 0;
  }
}

/* ─── INVERTED SECTIONS ─── */
.section-inverted {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.82);
}

.section-inverted h1,
.section-inverted h2,
.section-inverted h3,
.section-inverted h4 {
  color: var(--white);
}

.section-inverted p,
.section-inverted li {
  color: rgba(255, 255, 255, 0.75);
}

.section-inverted .section-header p {
  color: rgba(255, 255, 255, 0.6);
}

.section-inverted a:not(.btn):not(.contact-pill):not(.service-card):not(.tool-card):not(.pillar-link) {
  color: var(--gold);
}

.section-inverted .contact-pill,
.section-inverted .contact-pill--inverted {
  color: var(--white);
}

.section-inverted .contact-pill:hover,
.section-inverted .contact-pill--inverted:hover {
  color: var(--navy);
}

.section-inverted .pillar-card,
.section-inverted .service-card,
.section-inverted .tool-card {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.12);
}

.section-inverted .pillar-card h3,
.section-inverted .service-card h3,
.section-inverted .tool-card .tool-card-label {
  color: var(--white);
}

.section-inverted .pillar-card p,
.section-inverted .service-card p {
  color: rgba(255, 255, 255, 0.65);
}

.section-inverted .pillar-link {
  color: var(--gold);
}

.section-inverted .btn-outline {
  border-color: var(--white);
  color: var(--white);
}

.section-inverted .btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}

.section-inverted .faq-item h3 { color: var(--white); }
.section-inverted .faq-item p { color: rgba(255, 255, 255, 0.65); }

.page-hero-inverted {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.85);
  border-bottom: none;
}

.page-hero-inverted h1 { color: var(--white); }
.page-hero-inverted .breadcrumb { color: rgba(255, 255, 255, 0.5); }
.page-hero-inverted .breadcrumb a { color: rgba(255, 255, 255, 0.5); }
.page-hero-inverted .breadcrumb a:hover { color: var(--gold); }
.page-hero-inverted p { color: rgba(255, 255, 255, 0.65); }

/* ─── HERO ─── */
main { padding-top: var(--header-h); }

.hero {
  position: relative;
  padding: 5rem 0 4rem;
  background: var(--off-white);
}

.hero-simple {
  max-width: 720px;
}

.hero-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.hero-image {
  border-radius: var(--radius);
  overflow: hidden;
  aspect-ratio: 4/3;
  box-shadow: var(--shadow-lg);
}

.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

@media (max-width: 900px) {
  .hero-card { grid-template-columns: 1fr; }
  .hero-image { order: -1; }
}

.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin: 1rem 0 1.25rem; }

/* Google reviews */
.google-reviews {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-top: 0.5rem;
}

.google-reviews__body {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  min-width: 0;
}

.google-reviews__rating {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}

.google-reviews__score,
.sidebar-google-score {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.2;
}

.google-reviews--inverted .google-reviews__score {
  color: var(--white);
}

.google-reviews__tagline {
  display: block;
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.35;
}

.google-reviews--inverted .google-reviews__tagline {
  color: rgba(255, 255, 255, 0.75);
}

.google-logo { width: 28px; height: 28px; flex-shrink: 0; }

/* Form broker Google block (logo + stars row, then name, then score) */
.form-broker-google {
  flex: 1;
  min-width: 0;
}

.form-broker-google__body {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.08rem;
  min-width: 0;
}

.form-broker-google__head {
  display: flex;
  align-items: center;
  gap: 0.7rem;
}

.form-broker-google .google-logo {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.form-broker-google__stars .stars {
  color: var(--gold);
  font-size: 0.68rem;
  letter-spacing: 0.02em;
  line-height: 1;
}

.form-broker-google__name {
  font-family: var(--font-serif);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
}

.form-broker-google__score {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
}

.form-broker-google__trust {
  display: flex;
  align-items: center;
  gap: 0.45rem;
  margin-top: 0.35rem;
  padding-top: 0.35rem;
  border-top: 1px solid var(--gray-200);
  width: 100%;
}

.form-broker-google__trust .sidebar-trust-avatars {
  height: 24px;
  width: auto;
  flex-shrink: 0;
}

.form-broker-google__trust .sidebar-trust-text {
  font-size: 0.68rem;
  line-height: 1.25;
  color: var(--gray-500);
}

.form-broker-google--md .google-logo {
  width: 22px;
  height: 22px;
}

.form-broker-google--md .form-broker-google__head {
  gap: 0.85rem;
}

.form-broker-google--md .form-broker-google__stars .stars {
  font-size: 0.9rem;
  letter-spacing: 0.05em;
}

.form-broker-google--md .form-broker-google__name {
  font-size: 1.05rem;
}

.form-broker-google--md .form-broker-google__score {
  font-size: 0.875rem;
}

.form-broker-google--inverted .form-broker-google__name,
.form-broker-google--inverted .form-broker-google__score {
  color: var(--white);
}

.stars {
  display: inline-flex;
  align-items: center;
  gap: 2px;
  color: #FBBC04;
  font-size: 1rem;
  line-height: 1;
  flex-shrink: 0;
}

.google-trust-strip,
.trust-strip {
  padding: 1rem 0;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: relative;
  overflow: hidden;
}

.google-trust-strip::before,
.trust-strip::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  width: 100vw;
  left: 50%;
  transform: translateX(-50%);
  background: url('../assets/images/abstract-bg-2.webp') center / cover no-repeat;
  opacity: 0.008;
}

.google-trust-inner,
.trust-strip-inner {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  position: relative;
  z-index: 1;
}

.trust-strip-inner .fsra-badge {
  flex-shrink: 0;
}

.trust-marquee {
  flex: 1;
  min-width: 0;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
}

.trust-marquee__track {
  display: flex;
  align-items: center;
  gap: 2.75rem;
  width: max-content;
  animation: marquee-scroll 36s linear infinite;
}

@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.trust-logo {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
  opacity: 0.72;
  transition: opacity 0.2s;
}

.trust-logo:hover {
  opacity: 1;
}

.trust-logo img {
  display: block;
  width: auto;
  height: 26px;
  max-width: 140px;
  object-fit: contain;
}

@media (max-width: 768px) {
  .trust-strip-inner {
    flex-direction: column;
    align-items: stretch;
    gap: 0.875rem;
  }

  .trust-strip-inner .fsra-badge {
    justify-content: center;
  }

  .trust-marquee {
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 4%, #000 96%, transparent);
    mask-image: linear-gradient(90deg, transparent, #000 4%, #000 96%, transparent);
  }
}

.google-trust-inner .google-reviews { margin-top: 0; }

.fsra-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--white);
  padding: 0.5rem 1rem;
  border-radius: 999px;
  border: 1px solid var(--gray-200);
  white-space: nowrap;
}

.fsra-badge .btn-icon--golden {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  object-fit: contain;
}

.inline-icon {
  vertical-align: middle;
  display: inline-block;
  margin-right: 0.25rem;
  object-fit: contain;
}

.hero-eyebrow {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

.hero h1 { margin-bottom: 1rem; }

.hero-sub {
  font-size: 1.2rem;
  color: var(--gray-500);
  margin-bottom: 1.5rem;
}

/* Full-bleed imagery heroes (inspired by bkcap.ca) */
.hero-imagery {
  position: relative;
  min-height: 78vh;
  display: flex;
  align-items: flex-end;
  padding: calc(var(--header-h) + 3rem) 0 4rem;
  color: var(--white);
  overflow: hidden;
}

.hero-imagery--compact { min-height: 42vh; padding-bottom: 2.5rem; }
.hero-imagery--home { min-height: 88vh; }
.hero-imagery--services { min-height: 82vh; align-items: center; }

.hero-imagery__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-imagery__bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.hero-imagery__overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    115deg,
    rgba(11, 37, 71, 0.94) 0%,
    rgba(11, 37, 71, 0.72) 42%,
    rgba(11, 37, 71, 0.45) 100%
  );
}

.hero-imagery--home .hero-imagery__overlay {
  background: linear-gradient(
    105deg,
    rgba(11, 37, 71, 0.94) 0%,
    rgba(11, 37, 71, 0.82) 35%,
    rgba(11, 37, 71, 0.45) 62%,
    rgba(11, 37, 71, 0.12) 100%
  );
}

.hero-imagery--home.hero-imagery--photo .hero-imagery__bg img {
  object-position: 72% center;
}

@media (max-width: 768px) {
  .hero-imagery--home.hero-imagery--photo .hero-imagery__bg img {
    object-position: 80% 18%;
  }

  .hero-imagery--home .hero-imagery__overlay {
    background: linear-gradient(
      180deg,
      rgba(11, 37, 71, 0.92) 0%,
      rgba(11, 37, 71, 0.78) 45%,
      rgba(11, 37, 71, 0.55) 100%
    );
  }
}

.hero-imagery__inner {
  position: relative;
  z-index: 2;
}

/* Same element carries .container - don't let width:100% break header alignment */
.hero-imagery > .container.hero-imagery__inner {
  width: min(1200px, 92vw);
  margin-left: auto;
  margin-right: auto;
}

.hero-imagery__content {
  max-width: 640px;
  margin: 0;
  padding: 0;
}

.hero-imagery__content > :first-child {
  margin-top: 0;
}

.hero-imagery .hero-eyebrow {
  margin-top: 0;
  margin-bottom: 1rem;
}

.hero-imagery--services .hero-imagery__content,
.hero-imagery--split .hero-imagery__content {
  max-width: 560px;
}

.hero-imagery h1 {
  color: var(--white);
  margin-top: 0;
  margin-bottom: 1rem;
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  line-height: 1.1;
}

.hero-imagery .hero-sub {
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.125rem;
  margin-top: 0;
  margin-bottom: 1.5rem;
}

.hero-imagery .breadcrumb {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 1rem;
}

.hero-imagery .breadcrumb a {
  color: rgba(255, 255, 255, 0.5);
}

.hero-imagery .breadcrumb a:hover { color: var(--gold); }

.hero-imagery .hero-actions {
  margin-top: 0;
  margin-bottom: 1.25rem;
}

.hero-imagery .google-reviews {
  margin-top: 1.25rem;
  margin-bottom: 0;
  padding: 0;
}

.hero-imagery--split .hero-imagery__inner {
  display: grid;
  grid-template-columns: 1fr minmax(260px, 420px);
  gap: 2.5rem;
  align-items: end;
}

.hero-imagery__panel {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-imagery__panel img {
  width: 100%;
  height: auto;
  display: block;
}

.hero-imagery--abstract .hero-imagery__bg img {
  object-fit: cover;
  object-position: center;
  opacity: 0.14;
  width: 100%;
}

.hero-imagery--abstract .hero-imagery__overlay {
  background: linear-gradient(
    115deg,
    rgba(11, 37, 71, 0.96) 0%,
    rgba(11, 37, 71, 0.84) 50%,
    rgba(11, 37, 71, 0.62) 100%
  );
}

.hero-imagery--photo .hero-imagery__bg img {
  object-fit: cover;
  object-position: center;
  opacity: 1;
}

.hero-imagery--photo .hero-imagery__overlay {
  background: linear-gradient(
    115deg,
    rgba(11, 37, 71, 0.92) 0%,
    rgba(11, 37, 71, 0.68) 45%,
    rgba(11, 37, 71, 0.38) 100%
  );
}

.hero-imagery__panel--portrait {
  border: none;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.35);
  max-width: 360px;
}

.hero-imagery__panel--portrait img {
  object-fit: cover;
  object-position: center top;
  aspect-ratio: 4 / 5;
}

.hero-imagery__panel--golden {
  display: flex;
  align-items: center;
  justify-content: center;
  border: none;
  box-shadow: none;
  background: transparent;
  overflow: visible;
}

.hero-imagery__panel--golden img {
  max-width: 420px;
  width: 100%;
  height: auto;
  filter: drop-shadow(0 16px 40px rgba(0, 0, 0, 0.28));
}

.icon-badge--golden {
  background: transparent;
  border: none;
  box-shadow: none;
  padding: 0;
}

.icon-badge--golden img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.btn-icon--golden {
  filter: none;
  background: transparent;
}

.hero-quote {
  margin-top: 1.75rem;
  padding: 1.5rem 1.5rem 1.5rem 1.25rem;
  border-left: 3px solid var(--gold);
  background: rgba(255, 255, 255, 0.08);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  backdrop-filter: blur(6px);
}

.hero-quote__mark {
  display: block;
  color: var(--gold);
  font-size: 1.25rem;
  margin-bottom: 0.5rem;
}

.hero-quote p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 1rem;
  line-height: 1.65;
  margin-bottom: 1.25rem;
}

@media (max-width: 900px) {
  .hero-imagery { min-height: auto; padding: calc(var(--header-h) + 2rem) 0 2.5rem; }
  .hero-imagery--home { min-height: auto; }
  .hero-imagery--split .hero-imagery__inner { grid-template-columns: 1fr; }
  .hero-imagery__panel { max-width: 320px; }
}

@media (prefers-reduced-motion: reduce) {
  .trust-marquee__track { animation: none; flex-wrap: wrap; width: 100%; justify-content: center; gap: 1.5rem; }
}

/* ─── SECTIONS ─── */
.section {
  padding: 5rem 0;
  position: relative;
  overflow: visible;
  isolation: isolate;
}

.section > .container {
  position: relative;
  z-index: 1;
}

.section-alt {
  background-color: var(--off-white);
  background-image:
    linear-gradient(rgba(11, 37, 71, 0.018) 1px, transparent 1px),
    linear-gradient(90deg, rgba(11, 37, 71, 0.018) 1px, transparent 1px);
  background-size: 56px 56px;
}

.section-compact { padding: 3rem 0; }

/* Brand abstract line art - full-viewport width, very subtle */
.section-alt::before,
.section-alt::after,
.section-inverted::before,
.section-inverted::after {
  content: "";
  position: absolute;
  z-index: 0;
  pointer-events: none;
  width: 100vw;
  left: 50%;
  transform: translateX(-50%);
  background-repeat: no-repeat;
  background-size: cover;
  background-position: center;
}

.section-alt::before {
  top: -12%;
  height: 58%;
  background-image: url('../assets/images/abstract-bg-2.webp');
  opacity: 0.016;
}

.section-alt::after {
  bottom: -12%;
  height: 58%;
  background-image: url('../assets/images/abstract-bg-3.webp');
  opacity: 0.012;
}

.section-inverted::before {
  top: -10%;
  height: 60%;
  background-image: url('../assets/images/abstract-bg-2.webp');
  opacity: 0.028;
}

.section-inverted::after {
  bottom: -10%;
  height: 60%;
  background-image: url('../assets/images/abstract-bg-1.webp');
  opacity: 0.018;
}

.section-alt + .section-alt::before {
  background-image: url('../assets/images/abstract-bg-1.webp');
  opacity: 0.01;
}

.section-alt + .section-alt::after {
  background-image: url('../assets/images/abstract-bg-3.webp');
  opacity: 0.008;
}

.section-inverted + .section-inverted::after {
  background-image: url('../assets/images/abstract-bg-3.webp');
  opacity: 0.016;
}

@media (max-width: 768px) {
  .section {
    overflow: hidden;
  }

  .section-alt::before,
  .section-alt::after,
  .section-inverted::before,
  .section-inverted::after {
    width: 100vw;
    height: 50%;
  }

  .section-alt::before {
    top: -8%;
    opacity: 0.012;
  }

  .section-alt::after {
    bottom: -8%;
    opacity: 0.009;
  }

  .section-inverted::before {
    top: -6%;
    opacity: 0.02;
  }

  .section-inverted::after {
    bottom: -6%;
    opacity: 0.014;
  }

  .cta-band::before {
    opacity: 0.022;
  }

  .cta-band::after {
    opacity: 0.01;
  }

  .site-footer::before {
    opacity: 0.014;
  }
}

@media (prefers-reduced-motion: reduce) {
  .section-alt::before,
  .section-alt::after,
  .section-inverted::before,
  .section-inverted::after,
  .google-trust-strip::before,
  .trust-strip::before,
  .cta-band::before,
  .cta-band::after,
  .site-footer::before {
    display: none;
  }

  .section-alt {
    background-image: none;
  }
}

/* Icon badges - visible on light & dark backgrounds */
.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  border-radius: 14px;
  border: 1px solid var(--gray-200);
  flex-shrink: 0;
}

.icon-badge--sm { width: 52px; height: 52px; padding: 10px; }
.icon-badge--md { width: 56px; height: 56px; padding: 10px; }
.icon-badge--lg { width: 72px; height: 72px; padding: 12px; margin: 0.25rem 0 1rem; }

.icon-badge img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.section-inverted .icon-badge,
.page-hero-inverted .icon-badge {
  background: rgba(255, 255, 255, 0.96);
  border-color: rgba(255, 255, 255, 0.25);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12);
}

.pillar-card .icon-badge { margin-bottom: 1rem; }

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 3rem;
}

.section-header p { color: var(--gray-500); font-size: 1.1rem; }

/* Pillars */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

@media (max-width: 768px) { .pillars-grid { grid-template-columns: 1fr; } }

.pillar-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow);
  transition: transform 0.2s, box-shadow 0.2s;
}

.section-alt .pillar-card { border: none; }

.pillar-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.pillar-card .icon-badge { margin-bottom: 1rem; }

.pillar-card h3 { margin-bottom: 0.5rem; }
.pillar-card p { color: var(--gray-500); font-size: 0.95rem; margin-bottom: 1rem; }

.pillar-link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gold);
}

/* Services grid */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

@media (max-width: 900px) { .services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .services-grid { grid-template-columns: 1fr; } }

.service-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border-radius: var(--radius-sm);
  padding: 1.5rem;
  border: 1px solid var(--gray-200);
  transition: all 0.2s;
  color: var(--navy);
  text-decoration: none;
}

.service-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow);
  color: var(--navy);
}

.service-card:hover h3 { color: var(--gold); }

.service-card .icon-badge { margin-bottom: 1rem; }

.service-card h3 { font-size: 1.05rem; margin-bottom: 0.35rem; color: var(--navy); }
.service-card p { font-size: 0.85rem; color: var(--gray-500); margin-bottom: 0; }

.section-inverted .service-card h3 { color: var(--white); }
.section-inverted .service-card:hover h3 { color: var(--gold); }
.section-inverted .service-card:hover { color: inherit; }

/* Founder card */
.founder-section {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 3rem;
  align-items: start;
}

@media (max-width: 768px) { .founder-section { grid-template-columns: 1fr; } }

.founder-card {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 2rem;
  text-align: center;
  border: 1px solid var(--gray-200);
}

.founder-photo {
  width: 160px; height: 160px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 1rem;
  border: 3px solid var(--gold);
}

.founder-name { font-family: var(--font-serif); font-size: 1.25rem; margin-bottom: 0.25rem; }
.founder-title { font-size: 0.85rem; color: var(--gray-500); margin-bottom: 1rem; }

.contact-pills { display: flex; flex-direction: column; gap: 0.5rem; }

.contact-pill {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1rem;
  background: var(--white);
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 500;
  border: 1px solid var(--gray-200);
  transition: all 0.2s;
  color: var(--navy);
  text-decoration: none;
  width: 100%;
}

.contact-pill span {
  overflow: hidden;
  text-overflow: ellipsis;
}

.contact-pill:hover {
  border-color: var(--gold);
  background: var(--navy);
  color: var(--white);
}

.founder-card--inverted {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.12);
}

.founder-card--inverted .founder-name { color: var(--white); }
.founder-card--inverted .founder-title { color: rgba(255, 255, 255, 0.6); }

.contact-pill--inverted {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.15);
  color: var(--white);
}

.contact-pill--inverted .btn-icon {
  flex-shrink: 0;
  object-fit: contain;
}

.contact-pill--inverted:hover {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.contact-pill--inverted:hover .btn-icon {
  filter: brightness(0) saturate(100%);
}

.page-hero-inverted .container {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.sidebar-photo {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0;
  flex-shrink: 0;
  border: 2px solid var(--gold);
}

.section-inverted .founder-card .google-trust-stack {
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  width: 100%;
}

@media (max-width: 768px) {
  .founder-card .google-trust-stack {
    align-items: center;
    text-align: center;
    max-width: 100%;
    margin-inline: auto;
  }

  .founder-card .google-trust-stack__rating-row {
    justify-content: center;
    flex-wrap: wrap;
    row-gap: 0.2rem;
  }

  .founder-card .google-trust-stack .google-logo {
    width: 22px;
    height: 22px;
  }

  .founder-card .google-trust-stack__stars {
    margin: 0;
  }

  .founder-card .google-trust-stack__score {
    margin: 0;
  }

  .founder-card .google-trust-stack__tagline {
    width: 100%;
  }

  .founder-card .google-trust-stack__avatars {
    margin-top: 0.15rem;
  }
}

.section-inverted strong { color: var(--white); }

.page-hero-inverted .google-reviews { margin-top: 1.25rem; }

.page-hero-sub { margin-top: 0.5rem; }

/* Case study & tools */
.tool-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  background: var(--white);
  border-radius: var(--radius-sm);
  padding: 1.25rem;
  text-align: center;
  border: 1px solid var(--gray-200);
  transition: all 0.2s;
  color: var(--navy);
  text-decoration: none;
}

.tool-card .icon-badge { margin-bottom: 0.75rem; }

.tool-card-label {
  font-size: 0.85rem;
  font-weight: 600;
  display: block;
  color: var(--navy);
}

.tool-card:hover {
  border-color: var(--gold);
  transform: translateY(-2px);
  color: var(--navy);
}

.tool-card:hover .tool-card-label { color: var(--gold); }

.section-inverted .tool-card .tool-card-label { color: var(--white); }
.section-inverted .tool-card:hover .tool-card-label { color: var(--gold); }

/* Persona cards with customer scenario photography */
.personas-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

@media (max-width: 900px) { .personas-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .personas-grid { grid-template-columns: 1fr; } }

.persona-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-sm);
  overflow: hidden;
}

.persona-photo {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: rgba(11, 37, 71, 0.35);
}

.persona-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
  display: block;
}

.persona-body { padding: 1.25rem; }
.persona-body h3 { font-size: 1.05rem; margin-bottom: 0.35rem; color: var(--white); }
.persona-body p { font-size: 0.85rem; margin: 0; color: rgba(255, 255, 255, 0.65); }

.persona-note {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.45);
  margin-top: 1rem;
  text-align: center;
}

/* Case study with image */
.case-study-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: center;
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow);
}

.case-study-content { padding: 2.5rem; }

.case-study-photo {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  display: block;
}

@media (max-width: 768px) {
  .case-study-card { grid-template-columns: 1fr; }
  .case-study-photo { order: -1; }
}

.case-study-block {
  max-width: 640px;
}

.case-study-stat {
  font-family: var(--font-serif);
  font-size: 3rem;
  color: var(--gold);
  line-height: 1;
  margin: 1rem 0;
}

/* Tools teaser */
.tools-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

@media (max-width: 900px) { .tools-grid { grid-template-columns: repeat(2, 1fr); } }

.sidebar-card {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--gray-200);
  position: sticky;
  top: calc(var(--header-h) + 1.5rem);
  align-self: start;
  max-height: calc(100vh - var(--header-h) - 2.5rem);
  overflow-y: auto;
  overscroll-behavior: contain;
  z-index: 2;
  text-align: left;
  -webkit-overflow-scrolling: touch;
}

.sidebar-card__title {
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 1rem;
  line-height: 1.15;
  letter-spacing: 0.01em;
}

.sidebar-card__header {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  margin-bottom: 0.875rem;
  padding-bottom: 0.875rem;
  border-bottom: 1px solid var(--gray-200);
}

.sidebar-card__actions {
  margin-top: 1rem;
}

.sidebar-card--expandable.is-expanded .sidebar-card__actions {
  display: none;
}

.sidebar-card--expandable.is-expanded .sidebar-expand-btn {
  display: none;
}

.sidebar-card--expandable .sidebar-contact-form {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.sidebar-card--expandable.is-expanded .sidebar-contact-form {
  display: block;
  margin-top: 1rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--gray-200);
}

.sidebar-card--expandable .sidebar-contact-form[hidden] {
  display: none !important;
}

.sidebar-contact-form__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.sidebar-contact-form__heading {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gray-500);
}

.sidebar-contact-form__cancel {
  flex-shrink: 0;
  padding: 0;
  border: none;
  background: none;
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  text-decoration: underline;
  text-underline-offset: 2px;
  cursor: pointer;
}

.sidebar-contact-form__cancel:hover { color: var(--gold); }

.sidebar-contact-form .form-group { margin-bottom: 1rem; }

.sidebar-contact-form .form-disclaimer {
  margin-top: 0.75rem;
  margin-bottom: 0;
  font-size: 0.75rem;
}

.sidebar-google-rating,
.sidebar-card__header .form-broker-google {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex: 1;
  min-width: 0;
}

.sidebar-google-score {
  color: var(--navy);
}

.sidebar-trust {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  margin: 0.75rem 0 0;
  padding-top: 0.75rem;
  border-top: 1px solid var(--gray-200);
}

.sidebar-trust-avatars {
  height: 32px;
  width: auto;
  flex-shrink: 0;
  display: block;
}

.sidebar-trust-text {
  font-size: 0.75rem;
  color: var(--gray-500);
  line-height: 1.35;
}

.sidebar-meta {
  font-size: 0.9rem;
  color: var(--gray-500);
  margin-bottom: 0.5rem;
}

.sidebar-meta--last {
  margin-bottom: 0;
}

.mb-0 { margin-bottom: 0 !important; }
.mb-heading { margin-bottom: 1.5rem; }

.faq-item--inverted { border-color: rgba(255, 255, 255, 0.15); }

.contact-info-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0;
}

.contact-info-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.75rem;
}

.contact-info-item a {
  color: var(--navy);
  font-weight: 500;
}

.contact-info-item a:hover { color: var(--gold); }

.map-placeholder iframe {
  border: 0;
  border-radius: var(--radius);
  width: 100%;
  display: block;
}

.footer-contact { margin-top: 1rem; }

.calc-result p { color: rgba(255, 255, 255, 0.85); }

.content-body a { font-weight: 500; }

.content-table a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--navy);
  font-weight: 600;
}

.content-table a:hover { color: var(--gold); }

/* CTA band */
.cta-band {
  background: var(--navy);
  color: var(--white);
  padding: 4rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  width: 100vw;
  left: 50%;
  transform: translateX(-50%);
  background: url('../assets/images/abstract-bg-2.webp') center / cover no-repeat;
  opacity: 0.03;
}

.cta-band::after {
  content: "";
  position: absolute;
  inset: 0;
  width: 100vw;
  left: 50%;
  transform: translateX(-50%);
  background: url('../assets/images/abstract-bg-1.webp') center / cover no-repeat;
  opacity: 0.012;
}

.cta-band .container { position: relative; z-index: 1; }
.cta-band h2 { color: var(--white); margin-bottom: 1rem; }
.cta-band p { color: rgba(255,255,255,0.8); max-width: 560px; margin: 0 auto 2rem; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; }

/* ─── INNER PAGES ─── */
.page-hero {
  background: var(--off-white);
  padding: 3rem 0;
  border-bottom: 1px solid var(--gray-200);
}

.page-hero .breadcrumb {
  font-size: 0.8rem;
  color: var(--gray-500);
  margin-bottom: 1rem;
}

.page-hero .breadcrumb a { color: var(--gray-500); }
.page-hero .breadcrumb a:hover { color: var(--gold); }

.page-content { padding: 3rem 0 5rem; }

.content-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 3rem;
  align-items: start;
}

.content-grid > .sidebar-card {
  position: sticky;
  top: calc(var(--header-h) + 1.5rem);
}

@media (max-width: 900px) {
  .content-grid { grid-template-columns: 1fr; }

  .content-grid > .sidebar-card {
    position: static;
    max-height: none;
    overflow: visible;
  }
}

.content-body h2 { margin-top: 2.5rem; margin-bottom: 1rem; }
.content-body h2:first-child { margin-top: 0; }

.content-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0;
  font-size: 0.9rem;
}

.content-table th, .content-table td {
  padding: 0.75rem 1rem;
  border: 1px solid var(--gray-200);
  text-align: left;
}

.content-table th { background: var(--off-white); font-weight: 600; }

.faq-item {
  border-bottom: 1px solid var(--gray-200);
  padding: 1.25rem 0;
}

.faq-item h3 {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 0.75rem;
  font-size: 1rem;
  font-family: var(--font-sans);
  font-weight: 600;
  cursor: pointer;
  margin-bottom: 0;
  user-select: none;
}

.faq-item h3::after {
  content: '+';
  flex-shrink: 0;
  font-size: 1.25rem;
  font-weight: 400;
  line-height: 1.2;
  color: var(--gold);
  transition: transform 0.2s ease;
}

.faq-item.is-expanded h3::after {
  content: '−';
}

.faq-item p {
  display: none;
  margin: 0.75rem 0 0;
  color: var(--gray-500);
  font-size: 0.95rem;
}

.faq-item.is-expanded p {
  display: block;
}

/* Calculator */
.calc-widget {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 2rem;
  border: 1px solid var(--gray-200);
  margin: 2rem 0;
}

.calc-widget__form {
  margin: 0;
  padding: 0;
  border: 0;
  background: transparent;
}

/* Golden house-star accent on standalone section forms (not sticky sidebar) */
.form-section-card {
  position: relative;
  overflow: hidden;
}

.form-golden-overlay {
  position: absolute;
  top: 0.35rem;
  right: 0.35rem;
  width: clamp(72px, 16vw, 96px);
  height: auto;
  pointer-events: none;
  user-select: none;
  z-index: 1;
  opacity: 0.18;
}

.form-section-card > :not(.form-golden-overlay) {
  position: relative;
  z-index: 2;
}

.sidebar-card.contact-form-card.form-section-card {
  padding-top: 1.5rem;
}

.contact-form-card--page.form-section-card {
  padding-top: 1.5rem;
}

.pdf-gate__panel.form-section-card {
  padding-top: 2.25rem;
  padding-right: 5.5rem;
}

.calc-widget.form-section-card {
  padding-top: 2.5rem;
  padding-right: 5.5rem;
}

@media (max-width: 640px) {
  .form-golden-overlay {
    width: clamp(56px, 20vw, 72px);
    top: 0.25rem;
    right: 0.25rem;
    opacity: 0.26;
  }

  .pdf-gate__panel.form-section-card,
  .calc-widget.form-section-card {
    padding-right: 4.75rem;
  }
}

/* Digital tool content */
.tool-content h2 {
  margin-top: 2.25rem;
  margin-bottom: 0.85rem;
  font-size: clamp(1.35rem, 2.5vw, 1.75rem);
}

.tool-content h2:first-child { margin-top: 0; }

.tool-content h3 {
  margin-top: 1.5rem;
  margin-bottom: 0.65rem;
  font-size: 1.1rem;
  font-family: var(--font-sans);
}

.tool-content .glossary-letter {
  font-family: var(--font-serif);
  font-size: 1.75rem;
  color: var(--gold);
  border-bottom: 2px solid var(--gray-200);
  padding-bottom: 0.35rem;
  margin-top: 2rem;
}

.tool-tip {
  margin: 1.25rem 0;
  padding: 1rem 1.15rem;
  border-left: 3px solid var(--gold);
  background: var(--off-white);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  color: var(--navy);
}

.tool-tip strong { color: var(--navy); }

.tool-checklist {
  list-style: none;
  padding: 0;
  margin: 0.75rem 0 1.25rem;
}

.checklist-item {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  margin-bottom: 0.55rem;
  font-size: 0.98rem;
}

.checklist-box {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  border: 2px solid var(--navy);
  border-radius: 4px;
  margin-top: 0.15rem;
}

.tool-list {
  margin: 0.75rem 0 1.25rem;
  padding-left: 1.25rem;
}

.tool-link-line {
  margin: 0.75rem 0 1rem;
  font-weight: 500;
}

.glossary-list {
  margin: 0.5rem 0 1.5rem;
}

.glossary-list dt {
  font-weight: 700;
  color: var(--navy);
  margin-top: 0.85rem;
}

.glossary-list dt:first-child { margin-top: 0; }

.glossary-list dd {
  margin: 0.25rem 0 0;
  color: var(--gray-500);
  padding-left: 0;
}

.faq-list { margin-top: 0.5rem; }

.tool-disclaimer {
  margin-top: 2rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--gray-200);
  font-size: 0.8rem;
  color: var(--gray-500);
  line-height: 1.5;
}

/* PDF lead-capture gate */
.pdf-gate {
  margin: 0 0 2.5rem;
  border-radius: var(--radius);
  overflow: hidden;
  border: 2px solid var(--navy);
  box-shadow: var(--shadow-lg);
}

.pdf-gate__toggle {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  padding: 1.35rem 1.5rem;
  font-size: 1.125rem;
  font-weight: 700;
  border: none;
  border-radius: 0;
  cursor: pointer;
  text-align: left;
}

.pdf-gate__toggle .btn-icon { filter: brightness(0) invert(1); }

.pdf-gate__chevron {
  margin-left: auto;
  flex-shrink: 0;
  transition: transform 0.25s ease;
}

.pdf-gate.is-open .pdf-gate__chevron { transform: rotate(180deg); }

.pdf-gate__panel {
  background: var(--off-white);
  border-top: 1px solid var(--gray-200);
  padding: 1.75rem 1.5rem 1.5rem;
}

.pdf-gate__lead {
  margin-bottom: 1.25rem;
  font-weight: 600;
  color: var(--navy);
}

.heading-with-golden {
  display: flex;
  align-items: center;
  gap: 0.625rem;
}

.heading-with-golden__icon { flex-shrink: 0; object-fit: contain; }

.privacy-lead {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  margin-bottom: 1.25rem;
  line-height: 1.65;
}

.privacy-lead__icon { flex-shrink: 0; margin-top: 0.15rem; object-fit: contain; }

.pdf-gate__form .form-group:last-of-type { margin-bottom: 1rem; }

.pdf-gate__hint {
  margin: 0 0 1rem;
  font-size: 0.85rem;
  color: var(--gray-500);
}

.pdf-gate__submit {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
}

.pdf-gate__submit:disabled {
  opacity: 0.45;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.pdf-gate__download[hidden] { display: none !important; }

@media (min-width: 640px) {
  .pdf-gate__toggle { font-size: 1.25rem; padding: 1.5rem 2rem; }
  .pdf-gate__panel { padding: 2rem; }
}

.form-group { margin-bottom: 1.25rem; }

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 0.4rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  font-family: var(--font-sans);
  font-size: 1rem;
  background: var(--white);
  transition: border-color 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
}

.calc-result {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-sm);
  padding: 1.5rem;
  margin-top: 1.5rem;
  text-align: center;
}

.calc-result .amount {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  color: var(--gold);
}

.form-disclaimer {
  font-size: 0.75rem;
  color: var(--gray-500);
  margin-top: 1rem;
}

/* Contact layout */
.contact-compact-hero {
  position: relative;
  padding: calc(var(--header-h) + 1.5rem) 0 1.75rem;
  background: linear-gradient(135deg, var(--navy) 0%, #0d2d56 58%, #102a4a 100%);
  text-align: center;
}

.contact-compact-hero__inner {
  max-width: 640px;
  margin: 0 auto;
}

.contact-compact-hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--white);
  margin-bottom: 0.35rem;
}

.contact-compact-hero__sub {
  color: rgba(255, 255, 255, 0.82);
  margin-bottom: 0;
  font-size: 0.95rem;
}

.contact-form-trust {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.85rem;
  padding-bottom: 0.85rem;
  border-bottom: 1px solid var(--gray-200);
}

/* Contact page form broker intro */
.contact-page-intro {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin-bottom: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--gray-200);
}

.contact-page-intro__photo {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid var(--gold);
}

.contact-page-intro__copy {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}

.contact-page-intro__copy .form-broker-google {
  margin: 0;
}

.contact-page-intro__role {
  font-size: 0.72rem;
  color: var(--gray-500);
  line-height: 1.3;
}

.contact-page-intro__trust {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 0.25rem;
}

.contact-page-intro__avatars {
  width: 72px;
  height: 24px;
  flex-shrink: 0;
}

.contact-page-intro__trust span {
  font-size: 0.65rem;
  color: var(--gray-500);
  line-height: 1.25;
}

.contact-form-card--page .form-golden-overlay {
  display: none;
}

.contact-form-card--page {
  padding-top: 1.5rem;
}

.contact-form-trust__photo {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid var(--gold);
}

.contact-form-trust__body {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.contact-form-trust .form-broker-google {
  margin: 0;
}

.contact-form-trust__social {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  margin-top: 0.3rem;
}

.contact-form-trust__avatars {
  width: 72px;
  height: 24px;
  flex-shrink: 0;
}

.contact-form-trust__social span {
  font-size: 0.62rem;
  color: var(--gray-500);
  line-height: 1.25;
}

.google-trust-stack {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.35rem;
}

.google-trust-stack__rating-row {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 0.45rem;
  flex-wrap: nowrap;
}

.google-trust-stack--centered,
.google-trust-stack--inverted {
  align-items: center;
  text-align: center;
}

.google-trust-stack--centered .google-trust-stack__rating-row,
.google-trust-stack--inverted .google-trust-stack__rating-row {
  justify-content: center;
  width: 100%;
}

.google-trust-stack--inverted .google-trust-stack__score,
.google-trust-stack--inverted .google-trust-stack__tagline {
  color: rgba(255, 255, 255, 0.85);
}

.google-trust-stack__stars {
  color: var(--gold);
  font-size: 0.95rem;
  letter-spacing: 0.08em;
}

.google-trust-stack__score {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
}

.google-trust-stack__tagline {
  font-size: 0.78rem;
  color: var(--gray-500);
}

.google-trust-stack__avatars {
  margin-top: 0.15rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: start;
}

.contact-grid--page {
  align-items: stretch;
}

.contact-form-card__title {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  color: var(--navy);
  margin: 0 0 0.15rem;
}

.contact-form-card__sub {
  font-size: 0.9rem;
  color: var(--gray-500);
  margin: 0 0 0.75rem;
}

.contact-form-card--page .contact-form {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.contact-form--compact .contact-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem 0.85rem;
}

.contact-form-grid__full {
  grid-column: 1 / -1;
}

.contact-form--compact .form-group {
  margin-bottom: 0;
}

.contact-form--compact .form-group label {
  font-size: 0.78rem;
  margin-bottom: 0.2rem;
}

.contact-form--compact input,
.contact-form--compact select {
  padding: 0.45rem 0.6rem;
  font-size: 0.88rem;
}

.contact-trust-panel__row {
  display: flex;
  gap: 1.25rem;
  align-items: stretch;
  margin-bottom: 1rem;
}

.contact-trust-panel__photo {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--gold);
  flex-shrink: 0;
}

.contact-trust-panel .google-trust-stack {
  flex: 1;
  justify-content: center;
  min-height: 200px;
  padding: 0.5rem 0;
}

@media (max-width: 768px) {
  .contact-grid { grid-template-columns: 1fr; }
  .contact-form--compact .contact-form-grid { grid-template-columns: 1fr; }
  .contact-trust-panel__row { flex-direction: column; align-items: center; text-align: center; }
  .contact-trust-panel .google-trust-stack { align-items: center; min-height: 0; }
}

.sidebar-card.contact-form-card {
  position: static;
  top: auto;
  max-height: none;
  overflow: visible;
  overscroll-behavior: auto;
}

.contact-form {
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--gray-200);
}

.sidebar-card.contact-form-card .form-group {
  margin-bottom: 1rem;
}

.sidebar-card.contact-form-card .form-disclaimer {
  margin-top: 0.75rem;
  margin-bottom: 0;
}

.contact-details-body {
  margin-top: 1.25rem;
  padding: 1.5rem;
  background: var(--off-white);
  border-radius: var(--radius);
  border: 1px solid var(--gray-200);
}

.map-placeholder {
  background: var(--gray-200);
  border-radius: var(--radius);
  min-height: 280px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gray-500);
  font-size: 0.9rem;
  overflow: hidden;
}

/* ─── FOOTER ─── */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.8);
  padding: 4rem 0 2rem;
  position: relative;
  overflow: hidden;
}

.site-footer::before {
  content: "";
  position: absolute;
  z-index: 0;
  pointer-events: none;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 100vw;
  height: 100%;
  background: url('../assets/images/abstract-bg-3.webp') center / cover no-repeat;
  opacity: 0.018;
}

.site-footer > .container {
  position: relative;
  z-index: 1;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 3rem;
}

@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }

.footer-brand img { height: 56px; margin-bottom: 1rem; }
.footer-brand p { font-size: 0.9rem; line-height: 1.6; }

.footer-contact a {
  color: var(--gold);
  font-weight: 600;
}

.footer-contact a:hover {
  color: var(--white);
}

.footer-col h4 {
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}

.footer-col ul { list-style: none; padding: 0; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a { color: rgba(255,255,255,0.7); font-size: 0.875rem; }
.footer-col a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 2rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.8rem;
}

.footer-bottom a { color: var(--gold); }

/* Utility */
.text-center { text-align: center; }

.mb-3 { margin-bottom: 3rem; }

.calc-result-note {
  margin-top: 0.5rem;
  font-size: 0.9rem;
}

.calc-result-total {
  margin-top: 1rem;
}

.calc-result-total .amount {
  font-size: 1.75rem;
}

.calc-result--breakdown {
  text-align: left;
}

.calc-result--breakdown p {
  margin: 0.35rem 0;
}

.calc-breakdown {
  list-style: none;
  margin: 0 0 1rem;
  padding: 0;
  text-align: left;
}

.calc-breakdown li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.35rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.9rem;
}

.calc-breakdown li strong {
  color: var(--gold);
  white-space: nowrap;
}
.mt-2 { margin-top: 2rem; }
.mb-0 { margin-bottom: 0; }
.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); border: 0;
}