Mortgage rate review with keys, charts, and Black Knight Capital branding

Ontario Rates

Ontario Mortgage Rates

Rates change daily - Bobby shops 40+ lenders to find yours.

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Rates shown are illustrative. Your actual rate depends on credit, property, down payment, and lender. Contact Bobby for a personalized quote.

ProductRate RangeTerm
5-Year Fixed (Insured)4.29% - 4.89%5 years
5-Year Fixed (Uninsured)4.49% - 5.09%5 years
3-Year Fixed4.19% - 4.79%3 years
Variable (Prime -)Prime - 0.85% to Prime - 0.45%5 years
Private MortgageContact for quote1-2 years

Rates as of June 2026. Subject to change without notice. OAC. Not a commitment to lend.

Why Shop Rates With a Broker?

Banks offer one rate. Bobby accesses 40+ lenders - A-lenders, B-lenders, and private capital - to find the best fit for your profile, not just the lowest advertised number.

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