First-Time Home Buyer Mortgage Ontario

First-Time Home Buyer in Ontario - strategic solutions when traditional banks fall short.

Black Knight Capital connects Ontario borrowers to vetted private capital, B-lenders, and alternative lending channels. Bobby Faboyede, FSRA License #13667, manages every file from discovery to closing with Strategic Empathy - understanding your property's equity, income structure, and exit strategy.

Who Is This For?

FHSA, HBP, 30-year amortization, $1.5M insured cap. If your bank declined your application, your income doesn't fit standard boxes, or you need capital on a tight timeline - this service is built for your situation.

How It Works

Finance Discovery (Free) - We review your property, income, credit, and goals.
Lender Matching - We submit to our network of 40+ lenders and private capital sources.
Approval & Closing - We manage appraisal, legal, and funding coordination.
Roadmap to Prime - Every solution includes a path to better rates when your profile improves.

Serving: Toronto · Vaughan / Woodbridge · Mississauga · Brampton · Markham

Frequently Asked Questions

How long does approval take?

Timelines vary by service - private mortgages can approve in as little as 1 week. Bobby provides a realistic timeline during your discovery call.

What documents do I need?

Typically: government ID, proof of income, property details, and mortgage statements. Self-employed and newcomer files may use alternative documentation.

Is there a cost for the discovery call?

No. The initial finance discovery is free with no obligation.